About First Rate Autos
Welcome to First Rate Autos!
Where customers actually love their car-buying experience.
First Rate Autos is owned by Oklahoma City credit unions. Our inventory is a mix of repossessed vehicles along with vehicles acquired from individuals and auctions.
Our credit union owners and partners have been helping people finance their vehicle purchases for over 50 years. That experience has taught us what consumers are looking for in the car-buying process.
Straight-forward, clearly marked, no haggle pricing. When you buy, you pay the indicated price plus a $175 documentation fee, nothing more.
If your credit score is 600 and above, our select credit union partners provide financing at a MAXIMUM interest rate of 5.99% APR (with approved credit). If you qualify for a lower rate, you receive a lower rate.
If you finance your purchase, you work directly with one of our credit union partners or your other lending institution. The credit unions provide the loan and offer their warranties and insurance products, often at lower prices compared to other products in the market.
Shop at your own pace in a pressure free environment. If you decide to buy, your Purchase Agreement takes only about 5 minutes! To finalize your purchase and hand you the keys to your new ride takes just 10 minutes!
Be sure to visit our virtual showroom of inventory available for sale. There you will find detailed information about each vehicle, a picture gallery, as well as convenient ways to contact us including texting for more information about the vehicles.
We hope you can already feel the First Rate Autos difference. But, the absolute best way to experience it is to come by and see us!
Thank you for allowing us the honor of serving you and the community!