About Us

First Rate Autos is a car lot owned by local credit unions. Most of the inventory is made up of repossessed vehicles from credit unions around the state. All of the vehicles are priced up front with our best haggle-free pricing.

There are no finance guys here. All vehicle financing is handled by our participating credit unions. You can also purchase warranties and service contracts through our partner credit unions.

Please add a $175 processing fee to the published price of the vehicle. No gimmicks and no hidden fees! The price of the vehicle, plus $175, equals the total cost.